Mississauga homes over $700,000 and under $1 million

In Malton, the band covers most semis and many of the postwar bungalows and the older detached houses near Westwood Square and the airport. In Applewood, Cooksville and Mississauga Valleys it buys a semi or a condominium townhouse and, toward the top, a small detached bungalow that needs work. Meadowvale and Erin Mills offer 1970s and 80s condo townhouses with three bedrooms and a fee that looks after the exterior. The Hurontario corridor, Churchill Meadows and Lisgar carry freehold rows and stacked towns, with the newer freeholds sitting near the ceiling. In Port Credit, City Centre and Lakeview, the money buys a spacious condo suite, sometimes a penthouse in an older building. Streetsville and Clarkson add rows near their GO stations. Each of these is a different life, and the team's advice is to tour one of each before you commit to a type.

Add the Ontario land transfer tax, which a first-time buyer can offset in part with the provincial refund, plus the lawyer's account, title insurance, an inspection and the move itself. A condominium townhouse or apartment adds the monthly fee, so compare the full carrying cost with a freehold row that has no fee but leaves the roof to you. A semi or an older bungalow needs a reserve for the mechanical systems. Get a firm mortgage pre-approval before you write, since sellers in this band see many offers from first-time buyers and prefer the one with financing settled. The team can introduce you to a mortgage broker.