Affordability
How much home can I afford?
Your maximum purchase price from household income, monthly debts and down payment — using the same GDS and TDS ratio guidelines Canadian lenders use.
You can afford up to
$0
At these numbers, lender ratios don't support a mortgage — even a mortgage-free purchase at your down payment exceeds the monthly budget once property tax and heating are counted. Try a larger down payment or lower monthly debts.
- Maximum mortgage
- $0
- Est. monthly payment
- $0/mo
- Affordable housing budget
- $0/mo
Estimate only, using GDS 39% / TDS 44% lender guidelines. Not a pre-approval or financial advice — confirm with a mortgage professional.