1052 RAT BAY Road
Franklin · Lake of Bays · ON · P1H 2J6
On market 22 days
About this property
Client RemarksBlue Water Acres FRACTIONAL ownership means that you share the cottage with 9 other owners. You will own a 1/10th share of the cottage (your "Interval" week) and a smaller share in the entire resort. It's NOT A TIMESHARE although some think it is similar. This cottage is known as 108 Algonquin and it's one of three cottages OFFERING THE BEST BEACH/LAKE VIEW at Blue Water Acres; it has private and guest parking, hi-speed internet, good cell service, 2 spacious bedrooms, washer & dryer, cozy propane fireplace in living area, large dining area with full equipped kitchen and large screened in Muskoka Room. You will have exclusive use of your cottage for 5 weeks of the year. Check-in day for 108 Algonquin is Saturday and the Core Week (Week 5) in 2026 started on July 25. The four other floating weeks rotate each year so it's fair to all the owners. Remaining week for 2026 starts September 19. Weeks in 2027 start on January 30, May 8, July 24, Sept 25 & Nov 20. Included: beach chairs, kayaks, paddle boats, a 300' sand beach, tennis and badminton courts, playground, indoor swimming pool with change room & sauna, hot tub, gathering room with grand piano, games room with pool tables, fitness room, tubing hill, skating, walking & snowshoe trails and more. You can moor your own boat at Blue Water Acres for your weeks during boating season. All cottages are pet-free & smoke-free. This is an affordable way to enjoy cottage life without the cost or work of full cottage ownership. Annual Maintenance fees INCLUDE EVERYTHING and are paid in November for the following year. The ANNUAL maintenance fee for EACH OWNER in 108 Algonquin cottage in 2026 is $5,127 +HST. NO HST on the purchase price. It's a unique way to own a share of Muskoka on Muskoka's second largest lake. Your weeks can also be traded for weeks at other luxury resorts around the world through Interval International. Or you can rent your weeks out either through Blue Water Acres or on your own.
Key facts
Property details
Rooms & baths
Parking
Rooms
9 rooms on 1 level
| Type | Dimensions | Features |
|---|---|---|
| Main | ||
| Living Room | 19'3" × 10' | |
| Dining Room | 11' × 14'2" | |
| Kitchen | 8'8" × 14'2" | |
| Sunroom | 13'9" × 17'8" | |
| Primary Bedroom | 17'10" × 11' | |
| Bedroom | 10'8" × 11' | |
| Bathroom | 10'10" × 10'10" | |
| Other | 10' × 12'8" | |
| Bathroom | 10' × 12'8" | |
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Location
Market Overview
Lake of Bays
Listing data provided by the Toronto Regional Real Estate Board (TRREB).
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Last updated: September 20, 2026.