1052 RAT BAY Road
Franklin · Lake of Bays · ON · P1H 2J6
On market 222 days
About this property
This FRACTIONAL ownership resort has almost 50 acres of Muskoka paradise and 300 feet of south-facing frontage on Lake of Bays. This is NOT a time share because you do actually own 1/10 of the cottage and a share in the entire resort, although some think it is similar to timeshare. Fractional ownership gives you the right to use the cottage Interval that you buy for one core summer week plus 4 more floating weeks each year in the other seasons for a total of 5 weeks per year. Facilities include an indoor swimming pool, whirlpool, sauna, games room, fitness room, activity centre, gorgeous sandy beach with shallow water ideal for kids, great swimming, kayaks, canoes, paddleboats, skating rink, tennis court, playground, and walking trails. You can moor your boat for your weeks during boating season. Algonquin Cottage 116 is a 2 bedroom cottage with laundry and is located next to a beautiful woodlot on the west side of the resort with excellent privacy. There are no cottages in front of 116 Algonquin which means it has a lovely view and provides easy access to the beach and lake. The Muskoka Room in 116 Algonquin has an extra chair, making it stand out from other Algonquin cottages, and it's fully insulated for year round comfort. Cottage 116 also has an extra Muskoka chair on the deck and a private BBQ. Check-in for Cottage 116 is on Sundays at 4 p.m. ANNUAL maintenance fee PER OWNER in 2026 for 116 Algonquin cottage is $5127.43 + HST payable in November for the following year. Weeks in 2026 start on Mar 1, June 7, August 30 (core week includes Labour Day weekend), October 25, and Dec 20/26 (Christmas week!) . No HST on resales. All cottages are PET-FREE and Smoke-free. Ask for details about fractional ownerships and what the annual maintenance fee covers. Deposit weeks you don't use in Interval International for travel around the world or rent your weeks out to help cover the maintenance fees.
Key facts
Property details
Rooms & baths
Building & utilities
Parking
Lot
Inclusions & exclusions
Waterfront
Features & amenities
Interior
Exterior
Property
Amenities
Rooms
8 rooms on 1 level
| Type | Dimensions | Features |
|---|---|---|
| Main | ||
| Living Room | 19'3" × 10' | |
| Dining Room | 11' × 14'2" | |
| Kitchen | 8'8" × 14'2" | |
| Sunroom | 13'9" × 17'8" | |
| Primary Bedroom | 17'10" × 11' | |
| Bedroom | 10'8" × 11' | |
| Bathroom | 10'10" × 10'10" | |
| Bathroom | 10' × 12'8" | |
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Location
Cross street: Hwy 60 and South Portage Rd
Market Overview
Lake of Bays
Listing data provided by the Toronto Regional Real Estate Board (TRREB).
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Last updated: September 20, 2026.