For Sale MLS® X13607386

1052 RAT BAY Road

Franklin · Lake of Bays · ON · P1H 2J6

On market 55 days

Flyer Contact agent
2 Beds
2 Baths
4 Parking
Other Type
16-30 Age

About this property

Blue Water Acres fractional ownership resort has almost 50 acres of Muskoka paradise and 300 feet (91.44 meters) of south-facing frontage on Lake of Bays. 106 Algonquin is a 2 bedroom cottage. This is NOT a timeshare but some might think it's similar. You would actually own a 1/10th share of the cottage that you buy. Ownership also includes a share in the entire complex. This gives you the right to use the cottage Interval that you buy for only five weeks per year: one core summer week plus 4 more floating weeks in the other seasons. Facilities include an indoor swimming pool, whirlpool, sauna, games room, fitness room, activity centre, gorgeous sandy beach with shallow water ideal for kids, great swimming, kayaks, canoes, paddleboats, skating rink, tennis court, playground, and walking trails. You can moor your boat for your weeks during boating season. Check-in is on Sundays at 4 p.m. ANNUAL maintenance fee PER OWNER for 106 Algonquin cottage in 2026 is $5127 + HST. Core week 7 for this cottage starts on August 9, 2026 and the remaining weeks for 2026 start (or started) on February 8, May 17, October 4, and November 26/ 2026. There is a laundry in the Algonquin cottage. There is no HST on resales. All cottages are PET-FREE and Smoke-free.

Key facts

Type Other · Bungalow
Days on market 55
Neighbourhood Franklin
Property details
Property type Other
Style Bungalow
Age 16-30
Rooms & baths
Bedrooms above / below 2
Parking
Total 4

Rooms

8 rooms on 1 level

Type Dimensions Features
Main
Living Room 19'3" × 10'
Dining Room 11' × 14'2"
Kitchen 8'8" × 14'2"
Sunroom 13'9" × 17'8"
Primary Bedroom 17'10" × 11'
Bedroom 10'8" × 11'
Bathroom 10'10" × 10'10"
Bathroom 10' × 12'8"

Mortgage calculator

$164/moMonthly payment
$28,000Mortgage amount
$21,057Total interest
$56,057Total cost

Location

Market Overview

Lake of Bays

Loading market data…
MLS® X13607386 Brokerage Chestnut Park Real Estate Listed Jul 27, 2026 Updated Aug 29, 2026

Listing data provided by the Toronto Regional Real Estate Board (TRREB).

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The listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The listing data is deemed reliable but is not guaranteed accurate by TRREB. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.

Last updated: September 20, 2026.

$35,000 2 bd · 2 ba
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