For Sale MLS® X12825826

1052 RAT BAY Road

Franklin · Lake of Bays · ON · P1H 2J6

On market 205 days

Flyer Contact agent
2 Beds
2 Baths
4 Parking
Other Type
16-30 Age

About this property

Blue Water Acres fractional ownership resort has almost 50 acres of Muskoka paradise and 300 feet of south-facing frontage on Lake of Bays. 107 Algonquin is a 2 bedroom cottage located close to the indoor swimming pool and games room. The Muskoka Room in 107 Algonquin is fully insulated for year-round comfort. This is NOT a timeshare but some might think it's similar. You would actually own a 1/10th share of the cottage that you buy. Ownership also includes a share in the entire complex. This gives you the right to use the cottage Interval that you buy for only five weeks per year: one core summer week plus 4 more floating weeks in the other seasons. Facilities include an indoor swimming pool, hot tub, whirlpool, sauna, games room, fitness room, activity centre, gorgeous sandy beach with shallow water ideal for kids, great swimming, kayaks, canoes, paddleboats, skating rink, tennis court, playground, and walking trails. You can moor your boat for your weeks during boating season. Check-in is on Fridays at 4 p.m. ANNUAL maintenance fee PER OWNER for 107 Algonquin cottage in 2026 is $5127 + HST. Core week 3 for this cottage starts on July 10, 2026 and the remaining weeks for 2026 start (or started) on January 9, March 20, April 17, September 4/2026. There is a laundry in the Algonquin cottage. There is no HST on resales. All cottages are PET-FREE and Smoke-free. Please note that interior photos are of a similar unit (all Algonquins have the same floor plan)

Key facts

Type Other · Bungalow
Days on market 205
Neighbourhood Franklin
Property details
Property type Other
Style Bungalow
Age 16-30
Rooms & baths
Bedrooms above / below 2
Parking
Total 4
Features & amenities

Interior

Water Heater

Amenities

Game RoomGymSaunaTennis CourtVisitor Parking

Rooms

8 rooms on 1 level

Type Dimensions Features
Main
Living Room 19'3" × 10'
Dining Room 11' × 14'2"
Kitchen 8'8" × 14'2"
Sunroom 13'9" × 17'8"
Primary Bedroom 17'10" × 11'
Bedroom 10'8" × 11'
Bathroom 10'10" × 10'10"
Bathroom 10' × 12'8"

Mortgage calculator

$182/moMonthly payment
$31,200Mortgage amount
$23,463Total interest
$62,463Total cost

Location

Market Overview

Lake of Bays

Loading market data…
MLS® X12825826 Brokerage Chestnut Park Real Estate Listed Feb 27, 2026 Updated Aug 29, 2026

Listing data provided by the Toronto Regional Real Estate Board (TRREB).

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The listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The listing data is deemed reliable but is not guaranteed accurate by TRREB. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.

Last updated: September 20, 2026.

$39,000 2 bd · 2 ba
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