For Sale MLS® X13749530

1027 Scott Lane

Finlayson · Lake of Bays · ON · P1H 2J6

On market 14 days

Flyer Contact agent
3 Beds
2 Baths
1,500–2,000 Sqft
5 Parking
Detached Type
51-99 Age

About this property

A private waterfront retreat with the warmth and character of an authentic Pan-Abode cedar log home, set on the tranquil shores of Oxbow Lake in the Township of Lake of Bays. Just 30 minutes from Huntsville, this four-season property offers a peaceful rural setting without sacrificing convenient access to shopping, dining and everyday essentials. Known locally as "Fatty's Lake," Oxbow Lake spans approximately 170 hectares, with clear, deep water, rocky shorelines, sandy shallows and excellent fishing. The home's east-facing exposure captures beautiful sunrises over calm, sheltered water, while afternoon sun fills the wraparound deck. Inside, rich cedar walls, vaulted ceilings, exposed timber beams and a wood-burning stove create the inviting atmosphere of a classic Muskoka retreat. The three-bedroom, two-bathroom layout includes a lake-facing kitchen with ample storage and a dishwasher, a primary ensuite with a soaker tub, and a bright three-season sunroom that opens directly onto the deck. At the shoreline, a private dock provides effortless access to the lake. An electrical serviced waterfront bunkie with a screened porch offers additional space for guests, children or quiet afternoons by the water. Thoughtfully equipped for year-round enjoyment, the property also features propane forced-air heating, a year-round lake water intake with UV treatment, sump pump, an attached single-car garage connected by a breezeway, two storage sheds and an outdoor workbench. Whether envisioned as a weekend escape from the city or a full-time home immersed in nature, this is an opportunity to experience the privacy and simplicity of lakeside living-within easy reach of Huntsville and the best of Muskoka.

Key facts

Type Detached · Bungalow
Size 1,500–2,000 sqft
Lot 219.4 ft frontage
Age 51-99
Taxes $3,661/yr
Basement Crawl Space, Partial Basement
Total parking 5
Neighbourhood Finlayson
Property details
Property type Detached
Style Bungalow
Age 51-99
Rooms & baths
Bedrooms above / below 3
Building & utilities
Basement Crawl Space, Partial Basement
Parking
Total 5
Lot
Width / Depth 219.4 ft
Financial
Taxes $3,661/yr

Mortgage calculator

$4,672/moMonthly payment
$799,920Mortgage amount
$601,558Total interest
$1,601,458Total cost

Location

Market Overview

Lake of Bays

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MLS® X13749530 Brokerage Sotheby's International Realty Canada Listed Sep 6, 2026 Updated Sep 6, 2026

Listing data provided by the Toronto Regional Real Estate Board (TRREB).

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The listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The listing data is deemed reliable but is not guaranteed accurate by TRREB. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.

Last updated: September 20, 2026.

$999,900 3 bd · 2 ba
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